If you’re a salaried employee, your monthly income already puts you in a strong position with banks. Yet many people still end up with the […]
Author: Her Pocket
Credit Card Fees in India Explained: Avoid Hidden Charges and Save Money
You know what hurts more than a big expense? Those tiny ₹99 + GST type fees on your credit card statement that you never saw […]
Best Credit Cards for Low Income in India (Under ₹25K Salary) — Easy Approval Guide
Earning under ₹25K and still dreaming of a credit card? You’re not alone. Maybe you’ve already applied once, got rejected, and quietly told yourself, “Shayad […]
What Is a Credit Score and Why It Matters in India (2026 Guide)
If you’re serious about getting a good credit score for credit card in India, 2026 is the year to stop guessing and start using the […]
HSBC Premier Credit Card Review 2025: Benefits, Fees and Who Should Get It
Imagine a single credit card that makes travel smoother, shopping rewarding, and dining more fun — that’s what the HSBC Premier Credit Card promises. For […]
Best Premium Credit Cards for NRIs in India (2026 Edition)
You live abroad, but your money lives in two (or more) countries because your family, bills, and EMIs still live in India. In such cases, […]
The Best International Travel Credit Card in India for 2026
Close your eyes for a second and picture this: You’ve just landed in Paris/Dubai/Singapore. You’re sleepy, hungry, roaming on airport Wi-Fi… and your Indian credit […]
How to Increase Credit Limit in India Safely in 2026
Wanting a higher credit limit in 2026 is completely normal, especially if you’re someone who likes flexibility, rewards, and a little financial breathing room. But […]
How to Choose Credit Card in India (2026 Guide for Indian Women and NRIs)
The wrong credit card can quietly eat your money in fees and interest. The right one can literally pay for your next flight, Zara order, […]
Forex Card vs Credit Card in India: Which Is Better for Your Next International Trip?
You’ve booked the tickets, stalked hotel reviews, and saved 100+ reels on “things to do in…” And then, at the very end, the doubt hits […]
Best Credit Cards Accepted Worldwide (Visa vs Mastercard vs Amex vs RuPay)
If you’ve ever stood at a foreign café counter, watching the machine beep “Transaction declined” while a queue builds behind you… You already know this: […]
Best Air Miles Credit Cards in India for Frequent Flyers (2026 Guide)
Flights are more expensive. Hotels are pricier. Lounges are crowded. But your bank still sends you those “exclusive travel credit card” emails every other week. […]
How to Pay Indian Credit Card Bill From Abroad (NRI Guide)
You’ve moved abroad. New job. New country. New SIM. But every month, but you still need to pay Indian credit card bill from abroad. And […]
How NRIs Can Build Credit Score in India Using Credit Cards (2026 Guide)
If you’re an NRI, your credit score might be completely blank in India… or worse, a bit messy. If you haven’t thought about how to […]
Find the Best Credit Card for Women’s International Travel (2026)
Planning your first Euro trip, a work visit to Dubai, or flying back to see family as an NRI? Your flight tickets are not the […]
Best Airline Credit Card in India for International Travelers (2026 Edition)
If you’re flying abroad even once a year, especially to long-haul destinations, the right co-branded airline card can save you more than you think. Choosing […]
Credit Card Forex Markup in India: How Much Do Cards Charge?
That surprising extra ₹ on your statement after a vacation coffee — where did it come from? If you’ve ever paid overseas with a card […]
How to Choose a Credit Card for Foreign Travel
Travel shouldn’t burden you with surprise fees and rejected cards at the airport. If you want to choose a credit card for foreign travel the […]
How to Use an Indian Credit Card in the USA (2026 Guide)
Yes, you can use an Indian credit card in the USA, but acceptance, fees, and small practical things (tipping, pre-authorizations, DCC) matter. Read the checklist […]
The Ultimate Guide to NRI Credit Cards in India (2026)
If you’re an NRI who wants to spend on international travel, or manage family expenses in India without getting fleeced by forex markup fees, this […]
Best Lifetime Free Credit Cards in India (2026 Picks)
If you’ve ever held a credit card and thought, “Why am I paying so much just to keep this thing active?” You’re not alone. Annual […]
Credit Card Eligibility in India: Criteria, Minimum Salary and How to Get Approved
You’re ready to apply for a credit card to build credit, unlock travel rewards, or finally buy that laptop, but you freeze at the application […]
How to Apply for a Credit Card in India (Step-by-Step)
Applying for a credit card in India is simpler than it looks. Follow this step-by-step guide and you’ll know exactly which card to pick, what […]
Best Credit Cards in India for Beginners (2026 Guide)
If you’re planning to get a credit card and wondering which card to pick first, you’re not alone. Choosing the best first credit card in […]
The Ultimate Guide to General Credit Cards in India (2026 Edition)
Credit cards aren’t just for debt. When you use them strategically, they’re tools for freedom, rewards, and smarter money management. Think of a card as […]
Best NRI Credit Cards with Lounge Access
If you’re an NRI, you are used to long flights and the trouble that comes with them. Delays happen. Layovers stretch. You know the value […]
Best Credit Cards for Indian Students Going Abroad
Your child is embarking on a new adventure in a foreign country. You want them safe, set up, and supported without wasting money on hidden […]
How to Maximize Airline Miles Between India and the US
If you travel between India and the US even twice a year, you’re sitting on a massive hidden advantage. It’s one of the most rewarding […]
Scapia Federal Bank Credit Card Review: Benefits, Fees and Who Should Get It
If you travel a lot, then you often face hefty foreign-transaction fees, limited lounge access at airports, and reward points that don’t map to real […]
Top 5 Credit Cards with Zero Forex Markup for International Travel
If you travel abroad, study overseas, or buy from foreign websites, every swipe in USD/EUR/GBP quietly costs you extra. That invisible leak is called forex […]
HDFC Diners Club Privilege Credit Card Review: Benefits, Fees and Who Should Get It
If you are looking for a credit card that rewards good dining habits, online food orders, and occasional travel perks, the HDFC Diners Club Privilege […]
Best Credit Cards for Wedding Gifts and Home Setup in India: Save on Jewellery, Appliances and Honeymoon
Weddings in India are magical and massively expensive. Between jewellery, gifting, home setup, and travel, costs can balloon faster than you can say shaadi season. […]
Kotak Solitaire Credit Card Review: Benefits, Fees and Who Should Get It
If you travel often, spend big on luxury stays or flights, and want premium perks from a credit card, then the Kotak Solitaire Credit Card […]
How to Pay Indian Credit Card Bills from the USA: The Complete NRI Guide
Moved abroad but still have an Indian credit card? You’re not alone. Many NRIs continue to use their Indian credit cards to maintain credit history, […]
Can NRIs Keep Indian Credit Cards While Living Abroad? Here’s the Truth
Short answer: Yes, most NRIs can keep Indian credit cards while living abroad. However, there are important rules, practical steps, and smart choices you must […]
RBL Bank World Safari Credit Card Review: Benefits, Fees and Who Should Get It
If you travel often for business or holiday, then you need a credit card without hidden extra costs like foreign-currency markups, lounge access, and travel […]
Top 5 Indian Credit Cards For NRIs Who Travel to India
If you live in the US or anywhere outside India and travel to India regularly, your credit card should save you money on foreign transactions […]
IDFC FIRST Mayura Credit Card Review: Benefits, Fees and Who Should Get It
If you frequently spend on travel, lifestyle, or international purchases and are looking for a credit card that offers premium perks rather than just basic […]
HDFC Tata Neu Infinity Credit Card Review: Benefits, Fees and Who Should Get It
In a world where everyone wants more value from every rupee, a credit card that gives solid rewards on everyday shopping and payments can make […]